Kobus Kleyn on Dealing in Dreams – What does ‘Lifestyle’ Financial Planning mean?

Certified Financial Planner Kobus Kleyn is on a mission to transform the financial services profession into a fully fledged noble one. With a deep-seated belief in the value of ethics and integrity, Kobus aims to elevate the standards of financial planning, ensuring that it is recognized as a truly honorable profession. In this episode, Kobus joins Tatenda and Lerato to share his insights on several key topics that are critical for both financial planners and their clients, particularly focusing on lifestyle financial planning. 

Our conversation covers: 

• The noble professional of a Certified Financial Planner: Kobus discusses what it means to be a Certified Financial Planner, focusing on the ethical considerations and professional standards that distinguish this role, which are central to lifestyle financial planning. 

• The ideal time to retire: An exploration of the factors that influence the best time to retire, tailored to individual circumstances and financial goals, integral to effective financial planning. 

• Making the most of retirement: Tips and strategies for maximizing the quality of life in retirement, including financial management and personal fulfillment, key aspects of lifestyle financial planning. 

• Diversification: The importance of diversification in investment portfolios to manage risk and enhance returns, a fundamental principle of financial planning. 

• Finding the right balance of offshore and domestic investments for your circumstances: Advice on how to balance offshore and domestic investments based on personal financial situations and goals, critical for comprehensive financial planning. 

• Running a virtual practice and working from anywhere: Kobus shares his experience and tips for successfully operating a virtual financial planning practice, highlighting the flexibility and benefits of working from anywhere in the world, which aligns with the principles of lifestyle financial planning. 

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